Event One

Breadwinners Academy & Erie Bank are partnering to throw a community house party at Step Forward’s Head Start center!

Our home buying and personal credit house party will cover all things FICO and Erie Bank's coveted Community Home Loan.

Erie Bank Community Home Loan

No closing cost option

Low down payment

Flexible underwriting criteria

No private mortgage insurance

Processing and application fees waived

What the FICO

FICO vs Vantage scores (Credit Karma)

How credit scores are calculated

How to access your credit reports for free

Installment vs revolving accounts

Credit card utilization